Banking & Finance

ARHMF’s banking and financial services clients have come to depend on the firm’s understanding of the industry, the law and their experience in dealing with regulators to help them survive and thrive in the marketplace. Domestic and international banks and money services businesses look to ARHMF to help them with every aspect of their business, including their day-to-day regulatory, compliance, contract and financing issues. From asset-based loans, lending and factoring to mortgage brokering and capital raises and investments, ARHMF has the depth and sophistication to counsel clients on a range of complex matters.

Financing

  • Acquisition Finance
  • Aircraft Financing
  • Asset Based Loans
  • Broker-Dealer and Registered Investment Advisors
  • Cross-Border Lending and Trade Finance
  • EXIM Bank Financing
  • Factoring Arrangements / Sales of Accounts Receivable
  • Infrastructure GAP Financing
  • ISDA/Swap Arrangements
  • Letters-of-Credit
  • Real Estate Secured Financing
  • Secondary Market Transactions
  • Secured and Unsecured Lending
  • SWIFT Transactions
  • Syndications and Participations
  • Trade Finance (including EXIM Bank Financing)

Regulatory Matters

  • Consumer Compliance
  • Dodd-Frank Act
  • Enforcement Actions
  • Federal Reserve, OCC and FDIC Regulations
  • Golden Parachutes
  • KYC, BSA, AML and OFAC Compliance
  • State Regulations
  • Transactions with Affiliates
  • Usury Laws

Licensing, Corporate, Mergers & Acquisitions

  • Bank Holding Companies
  • Bank Mergers, Acquisitions and Sales
  • Capital Raises and Investments
  • Cross-border Mergers & Acquisitions
  • Day-to-Day Legal Matters
  • De Novo Banks
  • Director Liability
  • Establishment of Branches, Agencies and Rep Offices in the State of Florida
  • Foreign Bank Presence in U.S.
  • Holding Company Related Issues
  • Independent Board Counsel
  • IT and Vendor Relations
  • Registrations and Licenses

Financial Service Providers

  • Broker-Dealer Regulation
  • Check Cashers
  • Consumer Finance
  • Money Services Businesses Licensing and Regulation
  • Money Transmitters
  • Mortgage Brokers
  • Payment Instrument Sellers
  • Registered Investment Advisors
  • Retail Installment Sellers
  • Stored Value Card Issuers
  • Stored Value Card Issuer Licensing and Regulation